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Dengan ditandatanganinya MoU tentang Peningkatan Penggunaan Transaksi Non Tunai dan Perluasan Akses Keuangan dalam rangka Penempatan dan Perlindungan TKI, nantinya diharapkan terciptanya migrasi keuangan baik dan aman bagi TKI

Jakarta, BNP2TKI, Senin (16/02/2015) - Badan Nasional Penempatan dan Perlindungan Tenaga Kerja Indonesia (BNP2TKI) menginginkan terciptanya kepastian migrasi keuangan yang baik dan aman bagi TKI.


Keinginan tersebut disampaikan Kepala BNP2TKI Nusron Wahid dalam sambutan di acara penandatanganan MoU antara Bank Indonesia (BI), Kemenaker, Otoritas Jasa Keuangan (OJK) dan BNP2TKI di Gedung Sjafruddin Prawiranegara Bank Indonesia, Jakarta, Senin (16/2/2015).

"Dengan ditandatanganinya MoU tentang Peningkatan Penggunaan Transaksi Non Tunai dan Perluasan Akses Keuangan dalam rangka Penempatan dan Perlindungan TKI, nantinya diharapkan terciptanya migrasi keuangan baik dan aman bagi TKI," kata Nusron.

Menurut Nusron, para TKI nantinya akan di edukasi untuk dapat menggunakan layanan keuangan melalui transaksi non tunai. Nusron menjelaskan, sesuai referensi Komisi Pemberantasan Korupsi (KPK) dan OJK, ada 16 titik rawan pungli pada proses pemberangkatan dan penempatan TKI dengan pembagian 3 fase, yaitu fase sebelum penempatan, masa penempatan dan fase setelah penempatan.

"Kerawanan titik pungli itu dapat dieliminasi apabila para calon TKI dan TKI dapat melakukan transaksi keuangan melalui transaksi non tunai," ungkapnya.

Nusron melanjutkan, edukasi atas pelaksanaan transaksi keuangan non tunai akan di strategikan dalam proses pada waktu calon TKI sedang mengikuti proses di Balai Latihan Kerja (BLK) dan pada saat Pembekalan Akhir Pemberangkatan (PAP). Selain itu, kata Nusron, para majikan di luar negeri juga diminta untuk ikut melakukan pembayaran gaji TKI melalui transfer.

"Dan TKI juga diedukasi untuk mengirim sebagian gajinya melalui transfer, sehingga remitansi nantinya tidak merugikan TKI," tukasnya.

Disebutkan oleh Nusron Wahid, perilaku TKI  selama ini masih banyak mengirimkan uang ke tanah air dengan tidak menggunakan jasa perbankan. Dengan begitu, MoU ini juga menjadi momentum rencana perbaikan perlindungan TKI dari sisi kerawanan bertransaksi keuangan TKI.

Lebih lanjut, Nusron mengungkapkan bahwa MoU ini sebagai revolusi awal pembenahan penempatan dan perlindungan TKI. Hal ini, kata dia, akan mengubah perilaku calon TKI/TKI dan keluarga TKI untuk melakukan transaksi secara non tunai.

"Dengan berubahnya perilaku calon TKI/TKI dan keluarga TKI untuk mampu bertransaksi melalui perbankan, maka akan berdampak pada remitansi secara nasional, dalam perhitungannya dapat mencapai Rp. 4,5 - 6 triliun per bulan," bebernya.

Belum adanya bank umum yang masuk dalam pembiayaan proses penempatan TKI selama ini, kata Nusron, merupakan kendala sehingga beban kredit yang ditanggung TKI pada waktu akan kerja di luar negeri cukup memberatkan. Juga tidak adanya agency collection di luar negeri, sehingga hal ini diambil alih oleh China Trust Bank, dengan bunga yang sangat memberatkan TKI.

"Karena itu Pemerintah harus hadir untuk meringankan beban TKI dari berbagai permasalahannya. TKI tidak pernah menuntut apa-apa, namun menghasilkan banyak devisa, tugas negara lah meringankan mereka," pungkasnya. *** (Humas) 

LKP BINA INSANI YOGYAKARTA

Alamat: Jl. Babaran No. 21 Batikan, Umbulharjo, Yogyakarta. 55167    DENAH  

Telp. 0274-414506 / HP-WA. 085 29 290 2900 / Pin BB. 5A55E2C3

 

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